First Day Coverage for Sleep Apnea

How would 1 know that? Doesn't specify in the question & I didn't see anything about it in the AG.

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RNA doesn't ask about TIA's in the stoke section. 5 Star doesn't ask about sleep apnea. They ask about to "assist in breathing".

Companies tell us all the time that we are not to read anything out of the application. It stands to reason that we are not to read anything into the applications.
 
I don't have the apps in front of me, so please don't quote me, but both Americo and Monumental's question is something like 'do you use oxygen for any disease or disorder? ' I just assumed this wold include sleep apnea. Although, sleep apnea isn't specifically mentioned. Is this similar at all to 5 Star 's question?
 
I don't have the apps in front of me, so please don't quote me, but both Americo and Monumental's question is something like 'do you use oxygen for any disease or disorder? ' I just assumed this wold include sleep apnea. Although, sleep apnea isn't specifically mentioned. Is this similar at all to 5 Star 's question?

No, on those apps the "any" would knock them out. 5 Star is not worded that way. What you need to do is get a 5 Star app.

Where is your upline on this?
 
RNA doesn't ask about TIA's in the stoke section. 5 Star doesn't ask about sleep apnea. They ask about to "assist in breathing".

Companies tell us all the time that we are not to read anything out of the application. It stands to reason that we are not to read anything into the applications.

I really don't know what sleep apnea is, but I would assume O2 is to assist in breathing... I dunno.

Sent via my Sprint Galaxy S4 using Insurance Forums
 
5 star does ask if they use O2 on a daily basis to assist in breathing. I don't see how that wouldn't be a yes for someone using O2 for sleep apnea.
 
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