HealthSherpa

[houcoogster]

I don't know what to say, Ann. Crazy heavy-handed ObamaCare disallows children from being on the subsidized family health insurance policy. And, the subsidy is reduced to the level it would be if it was just a 2 person household, with no children. I've got one (family of 4) coming up for O.E. where the subsidy will be eradicated all-together because the family earns $65,000. As you know, $65,000 is a subsidy-eligible income for a family of 4, but not for a family of 2.
ac

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How do you get all the children on one policy? (One for Parent(s) + One for children). I have to do a policy per child.
-ac

ATTENTION:

Ning and Allen we have got to nail this down!
Allen give Ning the specific parameters of the case you're working on and let Ning run a test on this with the State you ran it on. We have GOT to figure this out. Ning I am not talking about the 3 month problem I'm talking about the household being reduced for subsidy calculation of FPL. I've never had this occur at hc.gov.....just sayin...

 

[AllenChicago]

ATTENTION:

Ning and Allen we have got to nail this down!
Allen give Ning the specific parameters of the case you're working on and let Ning run a test on this with the State you ran it on. We have GOT to figure this out. Ning I am not talking about the 3 month problem I'm talking about the household being reduced for subsidy calculation of FPL. I've never had this occur at hc.gov.....just sayin...

I did run a quote on this family. That's why we're discussing it and NLiang is aware of it. HealthSherpa put the children on Medicaid and removed the Subsidy from this $65,000 @ year family.

HouCoogster, you've never had this happen because you're in TEXAS, which did not expand Medicaid 1/1/2014. Thank your Governor Perry. You have nothing to be concerned about.

If you don't need instant subsidy determination from HHS, in order to pick the appropriate plan, you're good to go with HealthSherpa. That's the only nationwide issue I see with them.
ac

 

[houcoogster]

I did run a quote on this family. That's why we're discussing it and NLiang is aware of it. HealthSherpa put the children on Medicaid and removed the Subsidy from this $65,000 @ year family.

HouCoogster, you've never had this happen because you're in TEXAS, which did not expand Medicaid 1/1/2014. Thank your Governor Perry. You have nothing to be concerned about.

If you don't need instant subsidy determination from HHS, in order to pick the appropriate plan, you're good to go with HealthSherpa. That's the only nationwide issue I see with them.
ac

OK Good, Thank You and may God Bless my Governor!

 

[agentinsure]

WHY? That is my only question, why would you use this sharpa, if when I click on Enroll it takes me to ehealth insurance. How about if you send me your business instead and i will even pay you a referral. I dont get this thing with sharpa unless Im missing something. When I click on enroll, it always goes over to ehealth

 

[nliang86]

The household size is always 4 when determining subsidy. What changed for Allen was eligibility for medicaid. If you mark the children as rejected by medicaid on our application, we will automatically include them in the enrollment, and the subsidy should be what you expected. Let me know if any issues. We are working to automatically capture the "3 months since group coverage" case now.

Thanks,
Ning

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agentinsure, which state are you searching in? We support the 38 federal marketplace states for 2015. In addition, if you are not logged in as an agent, you will see what our direct consumers see. Please let me know the state so we can fix (if there's something to fix).

 

[houcoogster]

WHY? That is my only question, why would you use this sharpa, if when I click on Enroll it takes me to ehealth insurance. How about if you send me your business instead and i will even pay you a referral. I dont get this thing with sharpa unless Im missing something. When I click on enroll, it always goes over to ehealth

A similar thing happened to me it directed me to another agents sherpa page. It has something to do with your cookies (I think). To prove my point click on my website in my signature then click on my Enroll Today! button it should have my sherpa page.

 

[Ann H]

I had the same thing happen. The deal is that healthsherpa.com has urls (universal resource locater or better known as the website address) for every agent. The url ends in a number, and that number identifies the agent. Once you have clicked on a url with the agent number at the end, your computer remembers it, and anytime you go back to healthsherpa it goes back to the url with that agent's number in it.

 

[TxOnline]

Well I've just gotta praise the HealthSherpa team!

I clicked on Houcoogster's HealthSherpa link.
Saw his HealthSherpa web page.
Then, I clicked on my own HealthSherpa link.
Saw my own HealthSherpa web page.

I've lost tons of business in the past when my link was over-ridden by a link in my client's "cookies". Most of the time it sent the client DIRECT to the carrier (without an agent)....even though they used MY link to enroll.

That's because they visited the carrier's site before enrolling (at my link).
Maybe they went there to see if the prices were better if they went direct.
Maybe they went there to check the Provider Network.
But, ultimately I lost the client (if I didn't send them an AOR form to sign).

I get SO busy sometimes that I never even follow-up to SEE if people are ready to enroll. Sometimes I discover (MONTHS later) that they DID enroll...using MY link.....but I never got the credit for the sale.

This Open Enrollment season will be SO hectic that this will be happening to all of us.....unless you walk-on-water, of course....and can control your enrollments while you sleep.

 

[AllenChicago]

Well I've just gotta praise the HealthSherpa team!

I clicked on Houcoogster's HealthSherpa link.
Saw his HealthSherpa web page.
Then, I clicked on my own HealthSherpa link.
Saw my own HealthSherpa web page.

Today I clicked on HouCoogster's link, ran a quote, closed the browser. Later, I typed in the generic https://healthsherpa.com and HouCoogster's site loaded. This can be a good thing for agent-subscribers!

A prospect clicks on your link, closes the browser, goes to lunch, comes back, types "healthsherpa" in the address bar and viola!, your replicated healthsherpa site reloads.

My envy of those of you who use Health Sherpa in non-Medicaid-expansion states grows as I learn more about the ingenious way it has been designed. It will be a literal GOLD MINE (oops.. gold mine) for those who know how to advertise!
-ac

 

[Monti_Ray]

********* Duplicate Post, because old thread seems to be dead
Dear Ning,
For your information, a lot of members of this forum are very intelligent, and technologically savvy. I also have good understanding of SAML redirect and security. This will increase your credibility if you expand on the claim that why you are faster than ehealth, Gohealth, and even United Healthcare. Trust me, I would love to see an entrepreneur like you kicking those big guys back. Please tell us how your process will work (step by step), and how it is different from the direct enrollment process that we all know via two SAML re-directs.
Thank you in advance!

Monti

Free Health and Medicare Supp Leads

Originally Posted by nliang86,

Hi all! This is Ning from HealthSherpa. I wanted to announce a few quick things relevant to the conversation above:

1) Our application flow is the fastest available for OEP (~5 minutes on avg). There is no double redirect to Healthcare.gov. We have discussed our implementation with CMS and we are completely in compliance. We will also have payment integration in place for OEP.