Options for Diabetic with Heart Stents

I hate it. It takes up too much of my time and it's just a PIA. If you do a husband and wife it's 30 minutes just for the call and I don't have that kind of time.

I hate it with all companies. That's one of the good things about Americo and Monumental, not having a madatory POS.

When I have plenty of time I do the POS just to get it over with. It's a great option to not have to do it. 5 Star is the same way. You can do the POS or not.

That should satisfy the ones that like to do them and the ones that don't.

You don't have to do the RNA one either. If you want to, fine! Why do you care if I don't?


I dont care....I was curious tho why u & rearden seem to hate it so much thats all? There's a few other companies PHI that it seems a lot of agents hate, Foresters being 1....but I just didnt know whats so bad about RNA's, goes real smoothly for me!

I hate letting my clients having to do that interview on their own....Ive had to 2-3 times, but thats it!
 
It doesn't bother me TOO much... I'm trying to cut my presentation time down to an hour to an hour and fifteen minutes, with the guts of the presentation lasting no more than 20 minutes before asking for commitment.

POS's adds 15 to 30 minutes on to that.

I dont care....I was curious tho why u & rearden seem to hate it so much thats all? There's a few other companies PHI that it seems a lot of agents hate, Foresters being 1....but I just didnt know whats so bad about RNA's, goes real smoothly for me!

I hate letting my clients having to do that interview on their own....Ive had to 2-3 times, but thats it!
 
I dont care....I was curious tho why u & rearden seem to hate it so much thats all? There's a few other companies PHI that it seems a lot of agents hate, Foresters being 1....but I just didnt know whats so bad about RNA's, goes real smoothly for me!

I hate letting my clients having to do that interview on their own....Ive had to 2-3 times, but thats it!

I agree with that. I never want my clients to do the interview if I'm not present. They don't do an interview with the RNA clients when I don't. Well, they do reserve the right to do one or even APS if you don't do the POS.

I've only been able to skip the POS since August. They have only called one person where I didn't the interview myself.

I have to them with AmCon. I hate that one too even thoujgh I can knock it out in about 5 minutes.

I haven't written a Foresters since July so I don't know how much worse they made their's other than what I've heard. It was bad enough before.

I am writing a Foresters this week so I guess I'll hear it first hand.
 
I agree with that. I never want my clients to do the interview if I'm not present. They don't do an interview with the RNA clients when I don't. Well, they do reserve the right to do one or even APS if you don't do the POS.

I've only been able to skip the POS since August. They have only called one person where I didn't the interview myself.

I have to them with AmCon. I hate that one too even thoujgh I can knock it out in about 5 minutes.

I haven't written a Foresters since July so I don't know how much worse they made their's other than what I've heard. It was bad enough before.

I am writing a Foresters this week so I guess I'll hear it first hand.


Whats the scoop JD, why Foresters for this case?? Much be a reason, cause I havent used them since July either, cept for term. But I hear their PHI is brutal....the app is sorta confusing too!


Ok Rearden, I get it...just a time thing for you, gotcha!
 
Whats the scoop JD, why Foresters for this case?? Much be a reason, cause I havent used them since July either, cept for term. But I hear their PHI is brutal....the app is sorta confusing too!


Ok Rearden, I get it...just a time thing for you, gotcha!


It's a guy that I wrote with another company because they went back one year on a heart by pass. Now he is past 2 years and I can get him a better deal. Has to be 3 years with RNA or I would use them.

This is a case where I do want to do the POS because it's a replacement and we need the answer right away. I would use Americo if not for that. I would like to use AmCon but they are $3/mo more than Foresters. Might have to go with them if Foresters gives a problem on the interview.
 
Who will write 65 F with 2 stents diabetic 176 units per day?

It's all about when the stents were put in and how long they've been on insulin. For example, over 2 years on stents and no insulin before age 40 and no other diabetic complications is Immed for 5 star.
 
It's all about when the stents were put in and how long they've been on insulin. For example, over 2 years on stents and no insulin before age 40 and no other diabetic complications is Immed for 5 star.

Looks like I will need an appointment with them.
 
Who will write 65 F with 2 stents diabetic 176 units per day?[/QUOTE]

176 iu daily.... you sure you've got that right? That is a lot of insulin. If correct, does she have any other complications from the disease? I would find it hard pressed to believe that she doesn't have other issues with that amount of insulin used daily, if correct.
 
I agree, I haven't ever ran into anybody taking that much insulin in a day. The most was 120 units and I have been doing this over 15 years.

I highly doubt its under control along with some other complications or other health issues.
 
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