Rate comparison, Lincoln Heritage and Senior Life

[goillini52]

"If you say you're giving them the best you can then your spread must be 2.5% or 5%? Some carriers may have production requirements and your hands are tied. That's silly on that carrier since you would be cosigning all their advances. Sr Life doesn't tie my hands like that. Titeye yapping earlier about SL's max household advances doesn't cost the agents $$$. But your carriers that limit commission % do cost your agents $$$!

If you were cosigning their advances and putting their charge backs on their pay thru rather than their advances, and cosigning for them to get leads on credit then I would expect your spread to be different. Since you offer neither of these 2, nor anything else for your agents, you must be around 5%? Tell us...do the right thing because it's the right thing to do. That's your tag line in your avatar's signature."

For anything outside of SL, you truely are ignorant of other companies and practices aren't you? You are grasping at straws in order just to "call me out". You are failing tremendously! I have no more time to argue with you about this as I like an intellegent argument.

It's okay that you don't understand and comprehend, but just don't keep acting like you do. It only serves to show how little you do know outside of SL.

Are you suggesting that there's a big new world outside of SL.

I recently talked to a local, who said SL has a terrible reputation locally. Recruiting new agents and getting them in lead debt. After a short time with SL, most leave broker than they were when they signed on AND owing a lead debt.

 

[Todd King]

Are you suggesting that there's a big new world outside of SL.

I recently talked to a local, who said SL has a terrible reputation locally. Recruiting new agents and getting them in lead debt. After a short time with SL, most leave broker than they were when they signed on AND owing a lead debt.

You mean financing leads leaves them with a lead debt just like over at LH? Say it ain't so!

 

[WinoBlues]

I INVITE ALL YOUR AGENTS TO CALL ME SOMETIME AND LET'S COMPARE NOTES. THEY MAY LIKE WHAT I CAN OFFER THEM.

No dog in this.

I am not anyone's agent. However, I do have a few contacts with him. Had one and added a couple over the years. So I guess you are talking to me. I am a grown ass man. I do not care what he, you or anyone make above me. Thank you for the invitation, but no thank you, if I wanted or needed SL I would pick them up. But I would never be captive to you or anyone else.

 

[Life Hawk]

No dog in this.

I am not anyone's agent. However, I do have a few contacts with him. Had one and added a couple over the years. So I guess you are talking to me. I am a grown ass man. I do not care what he, you or anyone make above me. Thank you for the invitation, but no thank you, if I wanted or needed SL I would pick them up. But I would never be captive to you or anyone else.

Now let's all just take a deep breath and exhale slowly, look at the person to your right and smile, now to your left and smile. Everyone take each others hands and repeat after me...

Everything is going to be ok... Everything is going to be ok...

Now for some green tea and classical music.

 

[theinsuranceman]

You mean financing leads leaves them with a lead debt just like over at LH? Say it ain't so!

Todd are you kidding me? Lol.

If an agent gets leads and doesn't write business they will be in debt doesn't matter if the manager finances the leads or the credit card finances the leads.

The agent will be either be in debt to the cosigning manager or in debt to their credit card.

Can't you do better than that?

You still avoid answering how much spread you have over your agents.

 

[WinoBlues]

Now for some green tea and classical music.

I like a little Wolford's Reserve in my tea. And by classical, are you talking Woodstock? Santana, Jimmy.....

 

[goillini52]

I like a little Wolford's Reserve in my tea. And by classical, are you talking Woodstock? Santana, Jimmy.....

Woodstock...so much great music!!!

 

[Life Hawk]

I like a little Wolford's Reserve in my tea. And by classical, are you talking Woodstock? Santana, Jimmy.....

...this thread has got the FE forum ring to it... calling each other out, personal attacks, verbal insults, and body slams... I feel like a kid again watching wrestling... something tells me though these guys wouldn't fit in tights, or if they did it might give me indigestion...

May be you would like some maaylox with your tea...

 

[theinsuranceman]

Are you suggesting that there's a big new world outside of SL.

I recently talked to a local, who said SL has a terrible reputation locally. Recruiting new agents and getting them in lead debt. After a short time with SL, most leave broker than they were when they signed on AND owing a lead debt.

Are you suggesting that there's a big new world outside of SL.

I recently talked to a local, who said SL has a terrible reputation locally. Recruiting new agents and getting them in lead debt. After a short time with SL, most leave broker than they were when they signed on AND owing a lead debt.

Are you suggesting that there's a big new world outside of SL.

I recently talked to a local, who said SL has a terrible reputation locally. Recruiting new agents and getting them in lead debt. After a short time with SL, most leave broker than they were when they signed on AND owing a lead debt.

Agents that write business don't go into debt. Successful agents know that.

Unsuccessful agents have trouble understanding it's them.....fresh exclusive leads...doesn't get much easier for the agent to be successful.

So tell me......what do other carriers have that would make them more attractive to agents? Every carrier that's been discussed up here has been criticized.

For every point you make I'm positive I can make a counter point. Let's try this, what do say?

Let Todd help you. This should be fun. You take 20 carriers and tell us what they do that Sr Life doesn't do. Then I'll give you a list of things Sr Life does for their agents that no or very few will do for their agents.

You can go first. Take your time. But make it good cause you know mine will be better....lol. Ready, set, go!

 

[theinsuranceman]

No dog in this.

I am not anyone's agent. However, I do have a few contacts with him. Had one and added a couple over the years. So I guess you are talking to me. I am a grown ass man. I do not care what he, you or anyone make above me. Thank you for the invitation, but no thank you, if I wanted or needed SL I would pick them up. But I would never be captive to you or anyone else.

We're not captive.