No cica is citizens security . No mib or rx check . Basically a Gi for unethical agents but the underwriting is very very slack . Legit takes chf Heart attack 1 day after cancer free even if 6 months after diagnosis . On many ailments like chf you must be seeing a dr for it and being treated . Will they pay a claim on these ailments the first 2 yrs ? I,m very skeptical . When claim form says “ If deaths in the first 2 yrs you can just take your money back and we won’t investigate “ . Lol that’s crazy to have that on death form .
Rip CFG
- Thread starter Baseball7
- Start date
- 25,581
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Do they still restrict owners other than insureds? That is a non starter for me.
Which one do you write
Been writing a lot of cica lately . Been getting some $100-$130 month premiums . Actually smoker rates are great as they don’t charge for smoker . At age 65 smoker one of the cheapest out there . So you got a copd smoker day one benefit that’s cheaper than anyone’s regular smoker great rate
- 19,414
Not true. I’ve written 1 PFA and it was a referral.
Seems your contacts don’t know shit once again.
And that 1 PFA was $30/mo over 2 months ago.
- 19,414
Corebridge is American General.
Seems they do have some sort of restrictions on that.
- 25,581
Yeah, typically I am selling that to a reliable of an insured. Like the drunk brother or wayward uncle.
- 19,414
They are no more an FE company than Prudential or John Hancock.
