Rip CFG

Is cica and polish falcons the same thing
No cica is citizens security . No mib or rx check . Basically a Gi for unethical agents but the underwriting is very very slack . Legit takes chf Heart attack 1 day after cancer free even if 6 months after diagnosis . On many ailments like chf you must be seeing a dr for it and being treated . Will they pay a claim on these ailments the first 2 yrs ? I,m very skeptical . When claim form says " If deaths in the first 2 yrs you can just take your money back and we won't investigate " . Lol that's crazy to have that on death form .
 
No cica is citizens security . No mib or rx check . Basically a Gi for unethical agents but the underwriting is very very slack . Legit takes chf Heart attack 1 day after cancer free even if 6 months after diagnosis . On many ailments like chf you must be seeing a dr for it and being treated . Will they pay a claim on these ailments the first 2 yrs ? I,m very skeptical . When claim form says " If deaths in the first 2 yrs you can just take your money back and we won't investigate " . Lol that's crazy to have that on death form .
Which one do you write
 
Which one do you write
Been writing a lot of cica lately . Been getting some $100-$130 month premiums . Actually smoker rates are great as they don't charge for smoker . At age 65 smoker one of the cheapest out there . So you got a copd smoker day one benefit that's cheaper than anyone's regular smoker great rate
 
Somebody on a facebook group who's big in fe said he has reliable info prosperity leaving fe business . The last few months American memorial , Lumico , Columbian , Great western and possibly prosperity.
 
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