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A field underwriter is a disinterested third party. By definition the word 'disinterested' means "unbiased by personal interest or advantage; not influenced by selfish motives" or "indifferent".
As an agent selling a policy or potentially selling a policy, there is no man or woman on the face of the planet who can 100% unequivocally say it doesn't matter to them if the prospect buys the policy/product or not which is why they have 'underwriters' in the first place.
To say you are an underwriter when in fact you are not would be no different than me walking into Walmart and asking a sales associate to speak to the manager and the person saying they are the manager when in fact they are not the manager.
At first I was inclined to agree with the Insuranceman or Greg. However after careful review of the title definitions along with the meaning and duties associated with the title of calling yourself one thing or another, I will have to disagree with him. As to why he feels he needs to call himself this or that is not for me to decide but he is and can never be an underwriter and sell policies at the same time. It would clearly be a conflict of interest. I feel if one actually took the time to understand what an underwriter does and why, they would clearly see that as an agent they are not an underwriter.
Whether or not the average person would know does not matter. The average person doesn't even know who their congressman is or a myriad of other things. As licensed professionals we are supposed to hold ourselves to a higher standard. Not doing so just makes things worse down the road and before you know it we'll have to record every call that we are currently allowed to make without more regulations than we already have.
As an agent selling a policy or potentially selling a policy, there is no man or woman on the face of the planet who can 100% unequivocally say it doesn't matter to them if the prospect buys the policy/product or not which is why they have 'underwriters' in the first place.
To say you are an underwriter when in fact you are not would be no different than me walking into Walmart and asking a sales associate to speak to the manager and the person saying they are the manager when in fact they are not the manager.
At first I was inclined to agree with the Insuranceman or Greg. However after careful review of the title definitions along with the meaning and duties associated with the title of calling yourself one thing or another, I will have to disagree with him. As to why he feels he needs to call himself this or that is not for me to decide but he is and can never be an underwriter and sell policies at the same time. It would clearly be a conflict of interest. I feel if one actually took the time to understand what an underwriter does and why, they would clearly see that as an agent they are not an underwriter.
Whether or not the average person would know does not matter. The average person doesn't even know who their congressman is or a myriad of other things. As licensed professionals we are supposed to hold ourselves to a higher standard. Not doing so just makes things worse down the road and before you know it we'll have to record every call that we are currently allowed to make without more regulations than we already have.
