RandyK72
Expert
- 23
I know someone that"s going to St. Loius next week for SNP. Helps with their diabetic supplies. Still alot less for more.
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- 15,319
No, it's a lot less for a lot less. When they need to see Dr. Smith and he's not in network, how much did your client save.
By the way, I write a bunch of MA plans. But never would I say you get more healthcare for less. You get less access for less money.
Your attitude is the reason that MA salespeople get a (correct) bad rap.
Rick
- 15,319
Because I love my mother and care about access to providers, she's in a Med Supp.
Rick
- 7,066
I don't believe you just said that. Is money more important than your parents receiving quality health care?
- 7,066
I think you need to do a lot more research and learn a whole lot more about Medicare and the options available to seniors before you make statements like that.
My advice to you would be the same to the other poster that makes assumptions without having all the facts.
"You never learn anything while you are talking and it is better to let people think you are uninformed than to open your mouth and remove all doubt."
- 11,280
I would think that DME, SNF, and radio therapy would be the biggest out of pocket expense.
- 943
Dude, its a simple insurance concept... The less people sharing risk the more expensive the premium is, as people leave med supps the rates will go up... simple if you ask me..
I would also like to see the supp that you talk about that is $79 a month... is it a high deductible f? please provide a website.... I am not trying to prove you wrong, I am just really Interested in seeing it...
Also, take a break from this forum for a bit, I think your starting to take stuff personal.... its all fun and games my friend.
RandyK72
Expert
- 23
I went to give a quote on a J in In. Showed me her F from Mutual Omaha and it was $79.00 a mo. that's why I am so interested in finding out more info on United World here. Love to have that product if someone wants a supp. As far as what I said earlier, PFFS you can see any doctor that excepts the plan, just like Medicare. Most accept it here in In. No 3 day stay before SNC, as good if not better benefits than Original Medicare, no networks. I offer both and let the customer decide which direction they want to go.
- 11,280
Mutual's (united world) plan F is $83 for a 65 female not $79.
Not having to spend 3 days in the hospital prior to SNF is not a strong selling point. You won't pay anything if you are on Med+Med supp. You will likely hit your out of pocket max on a MA.
Not having to spend 3 days in the hospital prior to SNF is not a strong selling point. You won't pay anything if you are on Med+Med supp. You will likely hit your out of pocket max on a MA.
RandyK72
Expert
- 23
Lady with an F in Brookville broke her leg. Had ESRD also so she couldn't MA anyway. Spent the night in the hospital and was put into SNC for the next 28 days. She paid a bill of almost $28,000.
