The I Love Door Knocking "December to Remember" Christmas Extravaganza Thread (powered by bacon)

12/03/2018

The law of averages catches up to me and distractions undo me:

After such a productive Saturday, I knew to expect things to "normalize" a bit, as in, it is not normal for me to knock 7 doors, get 5 sits, and write 8 apps. Today represented the "reversion to the mean."

First door around 10:30 AM (we have our weekly call Monday morning at 9:30 my time, so I delayed my first knock) and I stayed in the field until 9:00 PM, but I did not do the work I had planed.

I made it to only 9 doors. Three doors were answered, and I got inside all three of them, and made no sales.

Behind door number one was a 59 year old male with a $25,000 term policy with 10 more years left on it for which he is paying $37/month. He just could not understand why he would pay $40/month for a $10,000 whole life policy just because it will last until the day he dies, whenever that may be, when he has already has $25,000 policy for $3/month less. I tried mightily to explain, but to no avail.

Behind door number two was a 57 year old woman who looked like 95. She was attached to O2, and had a kidney drain due to a failed transplant visible beneath her filthy wife beater tee shirt. I gave her MOO's GI phone number.

Behind door number three was a 62 year old man who played the I can't afford it card - he was laid off and his unemployment was coming to an end so he didn't want to start something he'd not be able to pay for when the first draft came around. He wouldn't even agree to a $21/month $4000 MOO policy.

The rest of my time was taken up with unexpected, unplanned service work. First, a customer with a three or four month old Trans policy called to tell me he had gotten a new Direct Express card because his other one stopped working, and he didn't want to lose his life insurance. He did not live near where I was knocking, but I didn't want to lose the opportunity he gave me to go and get his new card information and fill out the new forms necessary to get him back on draft.

Then I got a call from a very angry client whom I had just written Trans policies for him and his wife. Policies were set up to draft on the 3rd, but Trans drafted his policy on the 1st, and he got dinged for a $35 overdraft fee. I checked his original application, and clearly the draft date was recorded as 12/03. I called Trans (several Times) and was told I would they do not know why they drafted him early, but that if we sent them a copy of his bank statement showing the $35 fee that Trans would reimburse him. We shall see.

Then tonight I got a call from a friend and fellow agent who was in the midst of an important decision, and I spent about an hour and half going back and forth with him. I know I should have been knocking, but I like the guy, and I'd hope someone would do the same for me if I needed help thinking through a decision as important as his was.

No excuses. I failed to do the work I had set out to do. Yes, I did stay out until 9 PM, but I spent half of my would-be productive hours engaged in lower productivity or no productivity activity.

I'll be back on the doors tomorrow at nine, and I have some pre-set appointments as well.
 
12/03/2018

The law of averages catches up to me and distractions undo me:

After such a productive Saturday, I knew to expect things to "normalize" a bit, as in, it is not normal for me to knock 7 doors, get 5 sits, and write 8 apps. Today represented the "reversion to the mean."

First door around 10:30 AM (we have our weekly call Monday morning at 9:30 my time, so I delayed my first knock) and I stayed in the field until 9:00 PM, but I did not do the work I had planed.

I made it to only 9 doors. Three doors were answered, and I got inside all three of them, and made no sales.

Behind door number one was a 59 year old male with a $25,000 term policy with 10 more years left on it for which he is paying $37/month. He just could not understand why he would pay $40/month for a $10,000 whole life policy just because it will last until the day he dies, whenever that may be, when he has already has $25,000 policy for $3/month less. I tried mightily to explain, but to no avail.

Behind door number two was a 57 year old woman who looked like 95. She was attached to O2, and had a kidney drain due to a failed transplant visible beneath her filthy wife beater tee shirt. I gave her MOO's GI phone number.

Behind door number three was a 62 year old man who played the I can't afford it card - he was laid off and his unemployment was coming to an end so he didn't want to start something he'd not be able to pay for when the first draft came around. He wouldn't even agree to a $21/month $4000 MOO policy.

The rest of my time was taken up with unexpected, unplanned service work. First, a customer with a three or four month old Trans policy called to tell me he had gotten a new Direct Express card because his other one stopped working, and he didn't want to lose his life insurance. He did not live near where I was knocking, but I didn't want to lose the opportunity he gave me to go and get his new card information and fill out the new forms necessary to get him back on draft.

Then I got a call from a very angry client whom I had just written Trans policies for him and his wife. Policies were set up to draft on the 3rd, but Trans drafted his policy on the 1st, and he got dinged for a $35 overdraft fee. I checked his original application, and clearly the draft date was recorded as 12/03. I called Trans (several Times) and was told I would they do not know why they drafted him early, but that if we sent them a copy of his bank statement showing the $35 fee that Trans would reimburse him. We shall see.

Then tonight I got a call from a friend and fellow agent who was in the midst of an important decision, and I spent about an hour and half going back and forth with him. I know I should have been knocking, but I like the guy, and I'd hope someone would do the same for me if I needed help thinking through a decision as important as his was.

No excuses. I failed to do the work I had set out to do. Yes, I did stay out until 9 PM, but I spent half of my would-be productive hours engaged in lower productivity or no productivity activity.

I'll be back on the doors tomorrow at nine, and I have some pre-set appointments as well.
You get days like this. These aren't a problem unless you find you're getting a lot of days like this. Then you need to ask yourself "Do I really need to take care of that right now, or am I finding excuses to avoid knocking?" If you notice a pattern of frequent busy work interfering with sales time, then it might be call reluctance.

However, the more clients you have, the more busy work you'll get. It gets tricky sometime to run a business without letting the business run you!
 
8 sales on 16 knocks...

Sounds like you typically knock a lead multiple times in the same day. Do you have much luck finding them home in rounds 2 or 3 as opposed to another day? I always figured it was a waste to try on the same day, but got to thinking, maybe if they were home and see you again that day they might just think it's important or curious and open up. (Or they'll get their guns out). Is that why you do it, as opposed to knocking other leads during that time frame after your 1st round? Kinda minitia but curious what people think.
 
8 sales on 16 knocks...

Sounds like you typically knock a lead multiple times in the same day. Do you have much luck finding them home in rounds 2 or 3 as opposed to another day? I always figured it was a waste to try on the same day, but got to thinking, maybe if they were home and see you again that day they might just think it's important or curious and open up. (Or they'll get their guns out). Is that why you do it, as opposed to knocking other leads during that time frame after your 1st round? Kinda minitia but curious what people think.
They could be shopping, at the doctor's, at work, etc. the first time you went by.. I remember when I started selling med supps in the 70s, 80s, it was a daytime market. The seniors were almost always home.... Now, they are gone more than they were when they were working. :yes:
 
Turn-Around Tuesday

1st door was an appointment: Another language barrier situation. He seemed to understand over the phone, but in person, not so much. He gave me his daughter's number, and I spoke with her. We made an appointment for later in the week so the daughter will be present.

2nd door was a knock. This was an old lead. In fact it was one of just three or four I had not met eyeball to eyeball with from February leads of last year. I didn't even have the lead card with me. I just remembered having knocked that dang door about 20 times last winter. So I pulled into a parking spot, jumped out, just knocked that dang door for the 21st time. He answered, and I told him I've been trying to meet with him since last winter about the funeral coverage he wanted. Monthly Premium $67.03

3rd door was an appointment: No show.

4th through 12th doors: 8 no answer, 2 folks too sick for me to want to put on AIG so I gave each the MOO direct phone number, 2 who were not happy to have me knocking at their door lol.

13th door: Appointment: $57.81 monthly premium

14th door Appointment: $37.16 monthly premium

15th door Appointment: Parkinsons, COPD, and surgery scheduled for early January.

16th door: Door knock - sinlgel guy with no kids who could not care less what happens to him when he dies - "The rats will probably eat most of me before anyone even knows I'm dead."

17th door: Appointment with a referral, $86.99 and $22.70 monthly premiums.

18-19th doors: Same building as my referral appointment. Both no answers. I pulled into my drive way a bit after 8:30 PM

19 doors including 6 appointments, 5 app's, $271.69 in monthly premium.

Company B: $36.16
Company D: $176.72
Company E: $57.81

December total so far: 13 app's for $765.63 monthly premium. Without a doubt, my best week since I went full-time.

PS Had nothing but coffee for breakfast and never stopped for lunch. About to sit down to four eggs fried in butter and a pound of crispy bacon.
 
"I have a family of my own, Miss Gonzalez, and I sure do understand. As a matter of fact, the insurance companies themselves understand, Miss Gonzalez, that you ... want your money this month for Christmas presents ... for your family. They also know ... how important your family is to you ... and how very much you want... and need to leave this gift for them ... for when that day comes, that you'll no longer be here to buy Christmas presents for them. That's why we have made ... a special arrangement with the insurance companies for folks ... just ...like ... you! We can write the request for coverage today ... but you won't need to pay any money for it until next year! Your first payment will be sent from your bank ... automatically ... but not until January! So, Miss Gonzales, go get your bank information and your State ID and ... we'll get this all set up for you ... with the special ... January ... payment option!"

...and if you purchase $150 or more monthly premium... I deliver your policy and scoop off your front porch... just another added value to the "January Special" :yes:
 
...and if you purchase $150 or more monthly premium... I deliver your policy

I deliver all my policies, big and small, except for MOO who insists on mailing it to the client directly. Compared to what I was led to expect, I have pretty high persistency. Also, I am getting more and more referrals. I believe that both are a reflection of the fact that I do the policy delivery. Even with the MOO policies, I try to go back to go over the policy with the client. Unfortunately more than half of those folks never set a "policy delivery" appointment.

At any rate, I credit my policy delivery habit for helping both my persistency and my referral rate. Big credit goes to @jdeasy for that one.
 
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