Trump ends CSR subsidies

[ABC]

I was under the assumption that without csr, bronze plans would drop in price and silver would increase significantly.

Tater, My individual block is mostly unsubsidized, it wil be interesting to see what direction they go. My approach will be HSA plan and treat it as major medical. Very few will qualify for short term.

 

[AllenChicago]

Many state DOIs have allowed carriers to file 2 sets of rates - with CSR subsidies and without.

There are only 3 health insurers in Illinois for 2018. Blue Cross and CIGNA filed their 2018 rates, assuming that they'd receive NO CSR payments in 2018. AMBETTER (Celtic) did not..so they're "thinking it over". I'd love to see dirt-cheap, anemic-network, Ambetter leave before 2018.

 

[AllenChicago]

Stop the madness and misinformation:

Tenet, Community Health Systems, Anthem share prices fall following word that subsidies are ending

The termination of the subsidies will likely result in a rise in bad debt at hospitals as more patient co-pays and deductibles go unpaid, said Mizuho Securities healthcare analyst Sheryl Skolnick, in a note to investors Friday. "This is assuming that exchange members can even buy an exchange plan in their areas," Skolnick said.

The ACA is so convoluted and complex, that ignorance about how Cost Sharing Reduction payments work, or even what they are, is more than understandable. Most people hear the common term "subsidy" in the news, or on websites, and think that they're going to lose their APTC and have to pay full price next year.

Do many agents here have relatively healthy +400% FPL (but non-wealthy) clients, who are paying for an ObamaCare plan? These are the ones who get slammed year after year with premium increases. 2018 will be just more of the same. Most of mine are on STM, or have fled to Tater's favorite...the Christian Health Sharing plans.

 

[BADTROUT]

Only the sick ones... All my healthy ones have gone to things like Appleton or Trailhead clinics (subscription based healthcare $75-$100 a month.

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Trailhead Clinics | Grand Junction Family Practice Physician

I for the life of me just do not understand the argument FOR Obamacare and its exponential implosion. Its taken it out of the realm of possibility for SO many of my clients (Middle Class) and either turned them into piglets nursing from the medicaid pig... or to homeopathic medical (and accounting) experts.

 

[Pancur]

There are only 3 health insurers in Illinois for 2018. Blue Cross and CIGNA filed their 2018 rates, assuming that they'd receive NO CSR payments in 2018. AMBETTER (Celtic) did not..so they're "thinking it over". I'd love to see dirt-cheap, anemic-network, Ambetter leave before 2018.

Yesterday I attending ambetter Kansas webinar and at the very beginning they said that no worries because we filed two set of rates to DOI, one with and the other witout CSR. But it was in KS. As far as IL goes I'm not sure. How do you know that they didn't do the same in IL?

 

[AllenChicago]

Yesterday I attending ambetter Kansas webinar and at the very beginning they said that no worries because we filed two set of rates to DOI, one with and the other witout CSR. But it was in KS. As far as IL goes I'm not sure. How do you know that they didn't do the same in IL?

The Chicago Tribune article yesterday said that Blue Cross and Cigna had already factored in not getting CSR for 2018. But it said that ambetter is considering whether it will stay for 2018 or not. I took that to mean that ambetter had not factored in 2018 loss of CSR. Although ambetter did increase their price something like 30% next year in Illinois?

Do you know if ambetter has increased their number of Chicago hospitals that are in network for 2018? This year ambetter only has six Chicago hospitals as in network. Pathetic.

 

[Yagents]

I mean it's not like you can choose where you're going to get shot in Chicago

 

[BADTROUT]

I mean it's not like you can choose where you're going to get shot in Chicago

Of course you can... It just depends where you decide to be at the time you are shot in Chicago.

 

[steve heller]

This is the only route that Trump had to improve the situation, given Congress' total failure to keep their promise to repeal ACA.

I hope at least one insurance company comes up with a multi-state-qualified catastrophic plan that people can afford. Right now they have unaffordable plans that pay out almost nothing.

Ruining the entire health insurance market for the supposed benefit of the tiny number of people who are uninsurable was never a good idea. It was solely to destroy the entire industry so that the Democrats could say "See, the free market has failed. Now we need single-payer".

 

[somarco]

Weren't carrier subsidies supposed to sunset under Obamacare anyway?

Maybe not this soon, but seems like there were several provisions that were going to phase out by 2020