- 26,712
Would that be something like not being willing to drive 2 q/2 hours and taking an app over the phone instead?![]()
Damn Louis! Ouch!

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Would that be something like not being willing to drive 2 q/2 hours and taking an app over the phone instead?![]()
Don't worry, you aren't alone.. I'm in that stew pot right along with you..Damn Louis! Ouch!
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"Who do you use for over $25,000? Say Female age 70 $35-$50k? Eliminating Fraternals, unless a lot lower in cost?"
This is the type of question that the FEX guys would know right off the top of their head. I am sure there are good companies who would write her up to 50K, one policy,without blood drops etc., ie simplified issue. With a good rate to boot. In terms of knowledge they don't take a back seat to anyone. I was fortunate enough to meet many of them in Jamaica. FEX took a bunch of us on an afternoon boat ride, that ended after dark. Not only did we drink a bunch of beer we also talked shop. Every guy I met knew way more than me in terms of knowing when to use certain companies for certain situations and illnesses.
I guess that is the benefit to working with a bunch of other people with the same goal in mind; to write as much FE as possible. Me, I fly by the seat of my pants and throw shit against the wall and hope some of it sticks.
I wish they would come back.
I hope to be done with UHL----I wrote 1 case last year and no more since it took 2+ weeks to issue. I wrote another 3 weeks ago as I was getting close to being termed for no production in a year and another 3 since its an easy application and tempting to write. Every single application---4 now--- again 2+ weeks to issue---totally ridiculous. I don't know why anyone would write them for this reason alone-------------I emailed them tonite if they don't unpend a case tomorrow in there 2+ weeks I'm withdrawing it and writing elsewhere. I don't know how agents haven't abandoned them in droves over this slowness even with a PHI----fully u/w elsewhere often no slower than these guys are simplified