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Would that be something like not being willing to drive 2 q/2 hours and taking an app over the phone instead?
Damn Louis! Ouch!
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Would that be something like not being willing to drive 2 q/2 hours and taking an app over the phone instead?
Don't worry, you aren't alone.. I'm in that stew pot right along with you..Damn Louis! Ouch!
"Who do you use for over $25,000? Say Female age 70 $35-$50k? Eliminating Fraternals, unless a lot lower in cost?"
This is the type of question that the FEX guys would know right off the top of their head. I am sure there are good companies who would write her up to 50K, one policy,without blood drops etc., ie simplified issue. With a good rate to boot. In terms of knowledge they don't take a back seat to anyone. I was fortunate enough to meet many of them in Jamaica. FEX took a bunch of us on an afternoon boat ride, that ended after dark. Not only did we drink a bunch of beer we also talked shop. Every guy I met knew way more than me in terms of knowing when to use certain companies for certain situations and illnesses.
I guess that is the benefit to working with a bunch of other people with the same goal in mind; to write as much FE as possible. Me, I fly by the seat of my pants and throw shit against the wall and hope some of it sticks.
I wish they would come back.
I hope to be done with UHL----I wrote 1 case last year and no more since it took 2+ weeks to issue. I wrote another 3 weeks ago as I was getting close to being termed for no production in a year and another 3 since its an easy application and tempting to write. Every single application---4 now--- again 2+ weeks to issue---totally ridiculous. I don't know why anyone would write them for this reason alone-------------I emailed them tonite if they don't unpend a case tomorrow in there 2+ weeks I'm withdrawing it and writing elsewhere. I don't know how agents haven't abandoned them in droves over this slowness even with a PHI----fully u/w elsewhere often no slower than these guys are simplified