TeaJay33
Expert
It's not the 40% as earned its the risk of the client ridings in the first 2 years and all the commission charged back that you already spent. Otherwise it should be 40% on business you otherwise wouldn't get.
but i use kemper.. so its 55% i wouldnt get.. that i do.. and i only have to hold on to it for a year. 1 year charge back > 2 year charge back