Americo or Baltimore Life for Final Expense

[jdeasy]

Americo might not have the most competitive rates. The do have EXCELLENT service. The people over there are awesome. If you take the time, you can build relationships with their underwriting departments and close more cases. Those guys want to do business and will work with you to get the policy issued.

I find just the opposite with them. Terrible agent service. Or as Charles Barkley would say, "turrible!!".

 

[newtothegames]

We prefer Baltimore Life. It's a great company to work with. We also like the INSpeed system since we sell most of our Final Expense over the phone.

INspeed system?

 

[Todd King]

INspeed system?

That's Baltimore's equivalent of an e-app.

 

[argar5]

Americo might not have the most competitive rates. The do have EXCELLENT service. The people over there are awesome. If you take the time, you can build relationships with their underwriting departments and close more cases. Those guys want to do business and will work with you to get the policy issued.

. I like old American. No MIB or script check. 2 min phone interview.

 

[jdeasy]

. I like old American. No MIB or script check. 2 min phone interview.

I love OA too!! They are my second favorite behind LH. I wish I knew where there some OA policies.

To paraphrase Newby, "OA has been very good to me".

 

[JimmyUt]

. I like old American. No MIB or script check. 2 min phone interview.

Even Lincoln Heritage agents enjoy running across Old American policies

 

[RichMcK]

Jimmy Ut, AMEN! I loved OA when I was with Lincoln and also love OA now that I am post LH.

 

[TDFnCali]

Even Lincoln Heritage agents enjoy running across Old American policies

Not according to them, remember 2-3 of them came on here & said "they dont replace polices"!!

 

[jdeasy]

Not according to them, remember 2-3 of them came on here & said "they dont replace polices"!!

You beat me to it. I was going to say that I thought LH didn't replace as a matter of conscience.

That was the story anyway. It didn't bother their conscience to place them in an overpriced policy but it does bother them to get the person a better deal?

That has to be one of the more entertaining things ever posted here.

 

[Davis]

What is a recommended plan for GI person over 80 years old?