Americo or Baltimore Life for Final Expense

[maniacagent]

I agree that Baltimore is a joy to work with. In 29 years this is the only company I can say that about.

 

[BENEFITSINK]

Who should I call for an Americo contract in Maryland? Are they direct?
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[email protected] for Americo contract

 

[The Gimp]

Not sure if you got it handled already, but I sent you the contract in e-mail

 

[ims01]

We prefer Baltimore Life. It's a great company to work with. We also like the INSpeed system since we sell most of our Final Expense over the phone.

 

[Hopwood04]

Neither, I prefer Settlers Life. Settlers offers their monthly pay final expense plans in a Funeral Trust. The funeral trust avoids the medicaid recapture. I use this to replace all the other FE companies out there. What good is insurance if Medicaid confiscates it?

 

[Tearmann]

Baltimore is a joy to work with.

Americo is good, Oxford is good, Monumental is good. I like them all but were it not for price I'd place everyone with Baltimore.

Americo is very difficult to get through underwriting. It seems alot what decide is pretty vague. It also seems that if a client does not qualify for their protector I plan they skip right to GI. Not to many people will pay 3 to 4 times more for the same coverage.

 

[Insexpert1]

OXford is directly with 120%--They have only one underwriter--Phones are busy--My call to the underwriter was unanswered for two days and someone else called and said that the underwriter will call me the next day---I heard that the claims process is painful too for the clients....They advertise direct access to underwriter, but they have only one and almost always goes to voice-mail. Good-luck. No hassle appointment with 120%
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Can You please help me with contracts. I have only oxford at 120% I am unable to find others at similar plans.
Thanks.
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Can You please help me with contracts. I have only oxford at 120% I am unable to find others at similar plans.
Thanks.

 

[WinoBlues]

OXford is directly with 120%--They have only one underwriter--Phones are busy--My call to the underwriter was unanswered for two days and someone else called and said that the underwriter will call me the next day---I heard that the claims process is painful too for the clients....They advertise direct access to underwriter, but they have only one and almost always goes to voice-mail. Good-luck. No hassle appointment with 120%
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Can You please help me with contracts. I have only oxford at 120% I am unable to find others at similar plans.
Thanks.
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Can You please help me with contracts. I have only oxford at 120% I am unable to find others at similar plans.
Thanks.

Send me an email an I can give you my Americo guys. Stand up guys. And I _believe_ they offer the above street. You have to work your own deal though.

>>> I am not a recruiter, silent or otherwise <<<

Edit> I retract the offer.

 

[SPUR CITY]

Americo is very difficult to get through underwriting. It seems alot what decide is pretty vague. It also seems that if a client does not qualify for their protector I plan they skip right to GI. Not to many people will pay 3 to 4 times more for the same coverage.

I find Americo's underwriting easy and painless. As long as u have the RX guide to check out their prescriptions then it's easy business. I've written SEVERAL UP2's w/ no issues.

 

[texasdiva]

Americo might not have the most competitive rates. The do have EXCELLENT service. The people over there are awesome. If you take the time, you can build relationships with their underwriting departments and close more cases. Those guys want to do business and will work with you to get the policy issued.