Duford Insurance Group vs. Digital BGA for Final Expense Telesales

[gogators]

Good luck dude. Smile and dial.

 

[goillini52]

Whatever you say. At least I'm not stupid.

Sure you're not.

 

[KRobby]

You're never going to get into the 1000 post club to see what everyone has been saying about you if you do that.

And make sure you don't have anyone blocked.

 

[DayTimer]

I will definitely keep everyone updated!

 

[WinoBlues]

View attachment 9324

 

[The Gyg]

Any updates to this thread?

I'm new and really enjoyed the feedback given!

 

[Rearden]

Feel free to review case studies and testimonials from our agents here - also happy for anyone interested in joining to provide references from active agents, too.

 

[DonP]

Digital BGA will make it difficult for you to leave and go somewhere else. They have you sign a non compete that you will not go to work for a competitor for one year after your employement with Digital BGA is finished. You sign that when you start. When you leave, they will grant you a release but they make the new organization that you are going to, sign that they will take responsibility for any outstanding debts you have to the carriers, instead of acknowledging that you personally are responsible for those debts and not your new agency. Few agencies are going to want to sign something that makes them responsible financially for a brand new agent's payback commissions to the previous IMO's carriers. David Duford would not do something like that.

Im 99% sure all imo's assume responsibility of the incoming agents potential debt . You the agent could be out of business in a month after moving . No Imo is going to release you and be on the hook for your future debt . I didn't know digital had a 1 yr no compete clause . That won't hold up in a court of law anyway .

 

[rmhaire]

Im 99% sure all imo's assume responsibility of the incoming agents potential debt . You the agent could be out of business in a month after moving . No Imo is going to release you and be on the hook for your future debt . I didn't know digital had a 1 yr no compete clause . That won't hold up in a court of law anyway .

Non competes hold up in court all day long. Depends on how they're worded.

The older, more restrictive ones are the ones that get thrown out. The new ones that simply say that you can't call on or write the clients you wrote with whoever for one year, those hold up all day long. I've used them and still do in my other businesses. (Non insurance)

As far as debt, I don't know any FMO that's willing to assume an agent's debt from a previous FMO.

 

[DonP]

Non competes hold up in court all day long. Depends on how they're worded.

The older, more restrictive ones are the ones that get thrown out. The new ones that simply say that you can't call on or write the clients you wrote with whoever for one year, those hold up all day long. I've used them and still do in my other businesses. (Non insurance)

As far as debt, I don't know any FMO that's willing to assume an agent's debt from a previous FMO.

Ok if you want to spend that money chasing an agent who probably wrote little to no business fine .Somebody suing must look at the cost vs reward . On the other hand any *** who signs one kind of deserves it . It's like assigning your commissions to an upline . The whole beauty behind the ins business is back end renewals . It takes you off the hamster wheel of being made to hustle daily or weekly . That's why I got into Medicare 3 yrs ago . The vision of 6 fig renewals wether I sold 1 policy or not . Sure I got to still work taking calls or writing referrals. I wanted to be paid yrs down the line for busting ass for 3-4 yrs .