My Medicare Advantage Experience Thus Far...

[LostDollar]

Hmmmm - I should do that... I have the agency (s-corp) and all contracts through the agent/agency setup, but my wife isn't licensed/certified. This ^ is smart and worthwhile to protect the business income...

The protection goes a bit further than just succession too. Unanticipated illness or incapacitation at the wrong time or for too long is an ongoing risk to any manual worker, tradesman or sole proprietor. A spouse with the credentials and ability to step in, as well as succeed, would be a tremendous benefit. Like insurance, the benefit might, or might not, be used.

 

[OttoGraf]

Don't you canvas and door knock solely to get permission to call them sometime later?

With you or "for" you . . .

I like the structure though. I hate meaningless tests and requirements. Doesn't require knowledge - just wastes time . . .

 

[myinsurebiz]

With, as in separately but together at the same time.

The requirements are intended to protect beneficiaries from incompetent agents. They’re meaningless only in that they don’t appear to do that well enough. And of course they require knowledge. New agents don’t pass without studying. We are working with the largest federal agency in the country. A little bureaucracy once a year is the ticket to play and at a pretty small price of our time, especially given the financial rewards.

A blind Monkey can browse over the AHIP study guide and pass it in 30 minutes . . .

 

[myinsurebiz]

Don't you canvas and door knock solely to get permission to call them sometime later?

Bahahahahaha - nice try.

 

[myinsurebiz]

Try to take the AHIP and you'll quickly find out how "meaningless" it is. I won't even start training people that want to sell MA until they've completed the AHIP. It literally is that important and comprehensive in giving the newbie a base of knowledge that I can begin to work with.

As Mason states, it keeps unknowledgeable agents out for the most part. The real difference here is that people actually use their health coverage and one little mistake can cost the beneficiary thousands. I actually prefer the barrier of entry that it provides.

I studied and took the AHIP in less than an hour . . .

 

[myinsurebiz]

Try to take the AHIP and you'll quickly find out how "meaningless" it is. I won't even start training people that want to sell MA until they've completed the AHIP. It literally is that important and comprehensive in giving the newbie a base of knowledge that I can begin to work with.

As Mason states, it keeps unknowledgeable agents out for the most part. The real difference here is that people actually use their health coverage and one little mistake can cost the beneficiary thousands. I actually prefer the barrier of entry that it provides.

It's all memory commitment. AHIP is too easy. Practically open book since it self paced and all someone has to do is google the question.

There is no barrier . . .

 

[myinsurebiz]

Try to take the AHIP and you'll quickly find out how "meaningless" it is. I won't even start training people that want to sell MA until they've completed the AHIP. It literally is that important and comprehensive in giving the newbie a base of knowledge that I can begin to work with.

As Mason states, it keeps unknowledgeable agents out for the most part. The real difference here is that people actually use their health coverage and one little mistake can cost the beneficiary thousands. I actually prefer the barrier of entry that it provides.

I know many IMO's that have a smart person, that has taken the AHIP 400 times, to take the AHIP and the Carrier Certs for all their Agents - every year. It's a scam - just like CE credits. Nobody does their own CE credits + many CE credit providers just have you say you studied and send you the Cert and file it for you.

Until they require the Agent to physically go to a Testing Center - it will continue to be that way.

 

[springbokhouston]

I know many IMO's that have a smart person, that has taken the AHIP 400 times, to take the AHIP and the Carrier Certs for all their Agents - every year. It's a scam - just like CE credits. Nobody does their own CE credits + many CE credit providers just have you say you studied and send you the Cert and file it for you.

Until they require the Agent to physically go to a Testing Center - it will continue to be that way.

It's really sad if you actually believe this.

 

[goillini52]

A blind Monkey can browse over the AHIP study guide and pass it in 30 minutes . . .

Only if you have a 132 IQ.

Don't be dissin' monkeys.

 

[myinsurebiz]

It's really sad if you actually believe this.

Not just believe it - see it . . .

Been going on since the days of A L Williams . . .