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If doing group don't ask for the owner! Ask for the person or office that handles HR. Now they usually don't have secretaries, its usually the senior employee or a wife of the owner. If they ask what it is about, tell them its about them. When they go "huh?", you say its about them and that high price insurance or lack thereof. Play with them, make them laugh and your one step closer to getting them to let you through or not but hell might as well have some fun with your no's sometimes it pays off sometimes it doesn't.