Offer Plan G and Plan F - Keep It Simple!

So, Plans D and C. Does anyone still sell (or buy) them? Or-- for the premium levels to be "similar", are they "older popular plans" which just still have a lot of members?

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So reading in another thread I found one answer:

C used to be a popular plan but the Ins Co's wanted to promote F so they started giving higher commissions for F.

I'm not sure who said that but it doesn't sound right. Here in FL plan C is $1 less than a plan F. No ONE should be on a C here. Let's say in another state it's $5 more. You're still better off with the F and your commission is maybe an extra $1 per month. No agents sell it because it's more commission in the F compared to C. It's not popular because of the price difference
 

It's going to take him 3 hours per sit just to explain the benefits to the client and in his own mind . . . I think he is an undercover brother for the NAIC . . .

I've had my "undercover cautionaries" too.

So I was walking up the driveway with the property owner and one of his friends. For reasons I don't remember, the fellow started talking to me about cock fighting. His friend looked quite worried and said xxx, what if he's a [federal agent]? The fellow's whole demeanour changed for a few moments while he looked at me and said: "If he knows what's good for him, he won't be." and then returned to our conversation. :cool:

Re 3 hours per sit- I just have to undergo memory and speaking modifications and learn that the "complete rest of the story" a la Art Linkletter, is not always necessary. :D
 
I like you Lost - even if you may be undercover ;)


I've had my "undercover cautionaries" too.

So I was walking up the driveway with the property owner and one of his friends. For reasons I don't remember, the fellow started talking to me about cock fighting. His friend looked quite worried and said xxx, what if he's a [federal agent]? The fellow's whole demeanour changed for a few moments while he looked at me and said: "If he knows what's good for him, he won't be." and then returned to our conversation. :cool:

Re 3 hours per sit- I just have to undergo memory and speaking modifications and learn that the "complete rest of the story" a la Art Linkletter, is not always necessary. :D
 
I'm not sure who said that but it doesn't sound right. Here in FL plan C is $1 less than a plan F. No ONE should be on a C here. Let's say in another state it's $5 more. You're still better off with the F and your commission is maybe an extra $1 per month. No agents sell it because it's more commission in the F compared to C. It's not popular because of the price difference

That's why I don't sell C. That extra annual $12 additional premium at 20% makes all the difference to me. Multiply $2.40 each year by 500 clients and I'm rich, rich, RICH!

Except that most of my clients are Plan N so likely only have 50 on Plan F (maybe fewer). But still, it's $120 annual commission increase by selling F instead of C. And those pesky excess charges can total tens of thousands of dollars.

Rick
 
How would you consider the statement if Todd King had made it?

Yes.

Plan C is same commission % as Plan F, premiums are generally so close to plan F that there is no reason to sell plan C with extra exposure if there is not real saving for consumer

Not because Ins companies pay less commission that is the part that does not sound right
 
I'm not sure who said that but it doesn't sound right. Here in FL plan C is $1 less than a plan F. No ONE should be on a C here. Let's say in another state it's $5 more. You're still better off with the F and your commission is maybe an extra $1 per month. No agents sell it because it's more commission in the F compared to C. It's not popular because of the price difference

C and / or N seem to not only confuse the client, but possibly leave them exposed to paying more . . .

F and G the only way to go . . .
 
I've had my "undercover cautionaries" too.

So I was walking up the driveway with the property owner and one of his friends. For reasons I don't remember, the fellow started talking to me about cock fighting. His friend looked quite worried and said xxx, what if he's a [federal agent]? The fellow's whole demeanour changed for a few moments while he looked at me and said: "If he knows what's good for him, he won't be." and then returned to our conversation. :cool:

Re 3 hours per sit- I just have to undergo memory and speaking modifications and learn that the "complete rest of the story" a la Art Linkletter, is not always necessary. :D


What was that you said about your memory LD? Not Art, but....:biggrin:

 
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C and / or N seem to not only confuse the client, but possibly leave them exposed to paying more . . .

F and G the only way to go . . .

Not for me. I have probably 49.5% on N, 49.5% on F and maybe 1% on G. If even that.
I show F and N here and most choose N now.
 
C and / or N seem to not only confuse the client, but possibly leave them exposed to paying more . . .

F and G the only way to go . . .

Clearly you're not intelligent enough to understand Plan N meaning you don't have a chance in hell of explaining it to your clients. You'd confuse them more than you are.

Somehow I don't have an issue getting my prospects/clients to understand how Plan N works. But then my IQ must clearly be higher than yours.

The only thing you're qualified to sell:laugh: is to supersize your customer's meal.

Rick
 
Not for me. I have probably 49.5% on N, 49.5% on F and maybe 1% on G. If even that.
I show F and N here and most choose N now.

I can see N if the client is healthy and doesn't go to the Doctor often Chazm. On the quote I did earlier - N just $16 less than G. 1 doctor's visit per month ( which she does ) and N isn't worth it + the potential exposure to Part B excess . . .


p.s. - GreenSky - just go back to your bottom of the rock *icky. Nobody needs your opinions. Now Frank - he was cool and had respect. You are simply a keyboard warrior. Hope the fall of the High Horse hurts :biggrin:
 
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