Old Settlers Agents

[Baseball7]

Guess what it's a big biz and we can all write whoever the ____ we want. 90% of agents have far bigger problems then this. If we talked actually useful stuff maybe this group wouldn't be dead and only 10-12 vets talking the same tired shit.

 

[Newby]

Totally agree on this one,especially for newer agents.
Customer/agent service takes someone with a lot of patients for the stupidity we have to deal with. Writing where everyone knows everyone breeds success.

BTW,what's street with KSKJ with you guys ?

It's a lot easier to be the top agent at a small company than a company like Moo or Trans.

I think Todd and Matt were doing $2.5-$3 mil with Trans. Big hitter there.

Now pimping AM Am and RNA as main companies and doing big numbers there. Heavy hitter.


I still can't figure out why an agent would give up 20-30% when they could write with one of the other excellent companies offered on the FEX website ?

Does it matter who knows who when your eft's are 20%-30% less than what they could be ?

Hope your having a good day

You are talking 20% per case. But how many MORE cases would you write if your higher commission company had lower premiums? How much more per persistent would your business be? How much easier it be if you have one company that took more health conditions than the one you're writing.

you're talking about making a little bit more per case you'll make the same or less overall than if you wrote the more competitive company?

KSKJ is 100% at FEX.

 

[noah]

You are talking 20% per case. But how many MORE cases would you write if your higher commission company had lower premiums? Good question?How much more per persistent would your business be? Good question?How much easier it be if you have one company that took more health conditions than the one you're writing.Not writing one company,you know that. Writing a combination of companies that pay 20% more.

you're talking about making a little bit more per case you'll make the same or less overall than if you wrote the more competitive company? You mean companies,right?

Your first 2 points are certainly good questions that are unknown. Do you have the answers ? Or just speculation? Can you prove end of year numbers an agents overall higher gross income and better persistency?

We do know that 20% less on 100k is 20 GRAND less than what an agent writing many companies on the FEX website could be depositing into his bank account,right ?

KSKJ is 100% at FEX.

What about year 2-5 ?
After that ?

 

[DonP]

I got an answer for you Scott . Family benefit . 10 yr payout with easy contract above street is up there with any 10 year payout . Great rates in too 5% and good underwriting . But as baseball said this who thing wasn't about arguing. A poster on here said am am's customer service sucks and 20 agents say that's not true . It's awesome . Trans could be 20% cheaper than all and I wouldn't write them . Customer service a horror . In mapd the Trans is WellCare . Most refuse to write even though great products .

 

[mudhound]

When they were still selling business, I always got pretty good service from them.

I would have rated them a 9 out of 10 when they were in Bristol!
Now, i'm not sure i would even give them a 1

 

[jdeasy]

Why on earth should an agent write a 95% or 100% contract when he can write a 120% to 130% ? When the UW is very similar and the agent can get the policy issued as applied at a higher contract with a reasonable,competitive premium ?

Trying to earn a trip with 1 particular company?

Bonus for production with 1 particular company ?

Please tell everyone.

Thanks,hope your having a good day.

I write what's in the best interest of my clients. And the underwriting is not similar. I make more money writing KSKJ.

I've never written a company for their trip. But the trips come when you write business. Many FEX agents earn 2 company trips a year and some earn 3.

It still goes back to the interest of the client.

 

[jdeasy]

I got an answer for you Scott . Family benefit . 10 yr payout with easy contract above street is up there with any 10 year payout . Great rates in too 5% and good underwriting . But as baseball said this who thing wasn't about arguing. A poster on here said am am's customer service sucks and 20 agents say that's not true . It's awesome . Trans could be 20% cheaper than all and I wouldn't write them . Customer service a horror . In mapd the Trans is WellCare . Most refuse to write even though great products .

You fall in and out of love with these companies and then get butthurt when someone says something about the one you currently love.

You now say the same things about Trans that you used to argue with me about.

As for AmAm, my experience with them is that they are one of the worst at customer service and client service. The last several times I've called with a client it was terrible hold times. And then terrible service once we got someone.

So what if others love them? Give it time. You will be hating on them like Trans the more you deal with them.

People's experiences are going to be different. You mention WellCare, when I was in the MA business I was the number 1 agent for WellCare in this region. They were great service for me. They gave me more free leads than I could work. Why you be hatin on WellCare?

This is business. You want to make it personal. I'm going to write companies that give my clients the best value. It's a bonus if that company makes my job easier. No company makes it easy and every company will dump any agent with a moment's notice if it doesn't serve their interest to keep that agent. They don't love us and I don't love them.

When RNA came to our annual meeting a few years ago they asked me what they could do to get me to write them like I did. I said simply, roll your rates back to may 2013 rates and I'm all in. They said, well, other than that? What if we bring back the elite agent program? They knew I hated the new phone app they were using. I told them no, if you reduce your rates I'll figure out the application.

Just like now, Rouse proposed a ridiculous scenario, if Settlers came back with lower rates than KSKJ would I write them? Well yes, I would. Just as I would write AmAm if they had decent rates.

I can work thru the problems with most companies if there's a reason to do so. And if you write a lot of business with most companies, (Trans excluded), they will work with you to make the process better. Years ago I had one person at Aetna dedicated to take my application calls. We could knock out that phone application in less than 5 minutes. I wasn't the only one. There was 10-15 agents she was assigned to help. I just happened to be one.

I would guess AmAm would be similar but there's nothing they offer to even try them.

 

[DonP]

Jd you never answered my other question . I can't even dream of who you could possibly be writing $145 k of premium with ? You said you do $290 k premium and 1/2 outside kskj . I've never heard you speak positively of another company . At least not enough to write much of it .

 

[jdeasy]

Jd you never answered my other question . I can't even dream of who you could possibly be writing $145 k of premium with ? You said you do $290 k premium and 1/2 outside kskj . I've never heard you speak positively of another company . At least not enough to write much of it .

You hear what you want to hear. I write whomever I need to write. I don't have to like a company to write them. I've written a pretty good sized Accendo this morning. Looks like I'm writing a Trans this afternoon. I wrote 3 SNL's last week.

I don't know why that matters to you. But I write LS, CinnEq, both of the Aetna products, GCU, (or was), even a handful of Gerber when the people would rather pay for an agent, Trinity/FBL, etc.

There's not one company that fits for everyone. If there was I would write everybody with KSKJ.

I forgot CF, Oxford and Prosperity. Again, I don't know why it matters but I did answer your question.

 

[DonP]

What made you write snl ? Unless it's directly monthly, de or rop ( they take oxygen )