Senior Life Services Vero Beach Fla

[Rivers1]

I ran into a prospect this week who took out a Pioneer Security Life(Am Am) policy in january that was clean sheeted. After reviewing their policy I noticed a question asking 3yr lookback on strokes. The lady had a mini-stroke last october. Question was checked no... and there was a pos interview conducted. Approved as applied for? Yep. Explained what had happened but it was like speaking to a wall. All about price which as an honest person I could not beat.

Can't fix them all.

 

[springbokhouston]

I almost signed the SLS out of Vero Beach....that is until I found this forum. I believe they started at 60% contracts, no vesting for three years. You get 30 leads a week, but who knows how old they are.

Major bait and switch sales pitch with a prescription card used as the door opener. Thank god I found this forum.

 

[jdeasy]

I ran into a prospect this week who took out a Pioneer Security Life(Am Am) policy in january that was clean sheeted. After reviewing their policy I noticed a question asking 3yr lookback on strokes. The lady had a mini-stroke last october. Question was checked no... and there was a pos interview conducted. Approved as applied for? Yep. Explained what had happened but it was like speaking to a wall. All about price which as an honest person I could not beat.

Can't fix them all.

You could place the person with RNA or settlers silver.

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Trans, in NY if last policy was canceled within last 6 months, they consider new one replacement, since old one can still be reinstated.

However they are all over the place, they only started this in the last couple of months, until then I was able to replace after lapse with no rep. Paperwork.

They may have just started there in the last couple months but they made me get a form signed about that 5 years ago. You are right about them being all over the place.

 

[Rivers1]

You could place the person with RNA or settlers silver.

Prospect was a 71F smoker, ruptured colon w/permanent colonoscopy bag from hospital stay in december, stroke in october, and going for the lowest rate no matter what the circumstances. All questions on her PSL app were marked no, clean.
Settlers question G5: stroke within 2yrs + price is $13/mth more than preferred Pioneer Sec Life.

I didn't check RNA at the time.

 

[jdeasy]

Prospect was a 71F smoker, ruptured colon w/permanent colonoscopy bag from hospital stay in december, stroke in october, and going for the lowest rate no matter what the circumstances. All questions on her PSL app were marked no, clean.
Settlers question G5: stroke within 2yrs + price is $13/mth more than preferred Pioneer Sec Life.

I didn't check RNA at the time.

You said mini stoke earlier. As in TIA. That's fine with RNA and silver. But now you mention other things that could be a problem.

And she doesn't have a policy now that will pay.

But they did a phone interview. She answered no to the questions. Even then I don't know how it go through.

 

[Rearden]

I almost signed the SLS out of Vero Beach....that is until I found this forum. I believe they started at 60% contracts, no vesting for three years. You get 30 leads a week, but who knows how old they are.

Major bait and switch sales pitch with a prescription card used as the door opener. Thank god I found this forum.

What carriers beyond Pioneer did they want you contracting with?

 

[springbokhouston]

What carriers beyond Pioneer did they want you contracting with?

I thankfully didn't get that far, but I think it was only American Amicable.

 

[Glen Shelton]

I thankfully didn't get that far, but I think it was only American Amicable.

I'm familiar with AmAm - isn't Pioneer almost identical?

 

[springbokhouston]

I'm familiar with AmAm - isn't Pioneer almost identical?

I don't have either in my book of carriers.

 

[bboman23]

I'm familiar with AmAm - isn't Pioneer almost identical?

Same company. ....