Settlers 2019 Trips

After increasing the premiums, I guess Settlers thought they might should lower the convention qualifications to get gents to use them. They dropped it to $36,000 for the year. Trips are 3 days/2 nights in Orlando or San Diego (your choice).. They count annual pay and single pay at 25% of premium. I can see that for single pay but have never heard of a company doing that on Annual pay.. After all, they make the same on it as on bank draft.

Annual pay persistency. They pay for the year, 12 Mos later they don't pay.
Carrier pays you 115% but only collects 100% for that 1st year. When payment 2 is not made 12 Mos later and lapses the carrier lost 15% of the annual premium.
 
I didn't make any of the SL trips. But I did make enough in my last renewal check to take my wife on a trip to Paris (TX) and buy her a nice meal at the local gourmet establishment.
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