Good morning...may I speak with John? Hi John, my name is Cliff Horton and I understand you talked with Lisa on January 2nd about getting some quotes for your health insurance.
>>>>>>Are you an indy or captive. If you are an indy I recommend you tell the person that you are the Owner of XYZ Company.
I know that Lisa got some information from you and I just need to verify your information to see if you qualify for any discounts.
>>>>>What discounts are you talking about????
Now I've got your information in and I'm coming up with $xxx.xx. Are you paying more than that now for your current plan?
>>>>Personally, I would try to find out their premium amount first, so you know exactly where they stand immediately. I had a prospective client tell me once that she had a plan through AFLAC that covered he 100% for only $75 dollars a month. NEXT!!!!
If yes:
Great! I'll need for you to have your current policy available when I come by to see you to make sure that we have covered all the bases and hopefully offered you more benefits at a lower premium. It will take us about 15 minutes to complete an application and you won't have to pay anything up front
I would NEVER say "hopefully offered you more benefits." I am either going to offer somebody a better plan or not waste my time. Find out about there current plan!
....i'll take your application and a voided check and we'll submit it for consideration.
>>>>If no money is required up front why do I have to give you a voided check (Expect to hear that from a client). Explain the process to them.
You of course can keep your coverage in place until our underwriting makes a decision and then we can coordinate your new coverage with the stop date on your old plan.
>>>>>>>"I would love to have you as a client and guarantee you that I will, yadda yadda yadda. Should you decide to do business with (me, my company, etc.) it is important that you keep your policy in place until the new policy has been issued and all of your questions have been answered." They will either know what you are talking about or ask you why? Explain things to them like you would a child.
I'll be in your area on tuesday of next week...is mornings or afternoons better for you?
(I set the appointment and prepare to close the deal)
>>>>>>I love that line and use it myself
-J.R.
>>>>>>Are you an indy or captive. If you are an indy I recommend you tell the person that you are the Owner of XYZ Company.
I know that Lisa got some information from you and I just need to verify your information to see if you qualify for any discounts.
>>>>>What discounts are you talking about????
Now I've got your information in and I'm coming up with $xxx.xx. Are you paying more than that now for your current plan?
>>>>Personally, I would try to find out their premium amount first, so you know exactly where they stand immediately. I had a prospective client tell me once that she had a plan through AFLAC that covered he 100% for only $75 dollars a month. NEXT!!!!
If yes:
Great! I'll need for you to have your current policy available when I come by to see you to make sure that we have covered all the bases and hopefully offered you more benefits at a lower premium. It will take us about 15 minutes to complete an application and you won't have to pay anything up front
I would NEVER say "hopefully offered you more benefits." I am either going to offer somebody a better plan or not waste my time. Find out about there current plan!
....i'll take your application and a voided check and we'll submit it for consideration.
>>>>If no money is required up front why do I have to give you a voided check (Expect to hear that from a client). Explain the process to them.
You of course can keep your coverage in place until our underwriting makes a decision and then we can coordinate your new coverage with the stop date on your old plan.
>>>>>>>"I would love to have you as a client and guarantee you that I will, yadda yadda yadda. Should you decide to do business with (me, my company, etc.) it is important that you keep your policy in place until the new policy has been issued and all of your questions have been answered." They will either know what you are talking about or ask you why? Explain things to them like you would a child.
I'll be in your area on tuesday of next week...is mornings or afternoons better for you?
(I set the appointment and prepare to close the deal)
>>>>>>I love that line and use it myself
-J.R.