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The Premier rates are mid range.. will normally fall in between the Settler Gold and Silver rates with the underwriting being closer to Silver.There preferred rates are decent, and far from "high".
The Baltic cruise is $65K.. Think the one before that was $60K.. Possibly even $50K.Last trip was 60k, that was more doable then 75k. Very few carriers can take 80-100k of your business without cheating some clients out of level coverage.