2018 AHIP Certification

Feb 27, 2018

  1. TampaHound
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    Did Jimmy ever pass?
     
  2. MoneyNirvana
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    MoneyNirvana Super Genius

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  3. AboutThatLife
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    Its dumb, extremely boring, and entirely impossible to remember all this information off-hand. What's worst, 70% of it is compliance. All that said, I'm just speeding through it and getting 100%. I can't absorb anymore of this information.

    Going through these slides is like reading a giant truth table in text form. Anyone familiar with computer science will get the reference.
     
  4. Lizeth
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    Lizeth New Member

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    Hey guys
    Need help with Ahip 2020 exam ... missed 7 first time not sure which ones I got wrong ..
    Thanks
     
    Lizeth, Aug 3, 2019
    #14
  5. TampaHound
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    Best thing to do is slow down. Take the practice exams and print them out, because those answers will be on the test.

    If your getting appointed with more than one company, print their practice tests too. Everyone is going to be the same more or less. Just a little variety to make it interesting.

    Pretty soon you will have this stuff rote.
     
    Last edited: Aug 6, 2019
  6. Oldman53
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    Oldman53 New Member

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    I read and printed all 5 modules but the exams did not. Will I still be able to go back and print them or even get to them? I've taken the 1st attempt.
     
  7. Oldman53
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    Oldman53 New Member

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    TampaHound,
    On the AHIP site there are practice exams? Aggie high 5. I missed that. Going back to finish it. Thanks to all of the Guru's for your time and information. I started selling Medicare because I got taken the first year and being a baby boomer I vowed to warn and help all the others to not get taken advantage of so the agent can get a bigger commission.
     
  8. InsuranceGuy29
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    InsuranceGuy29 Expert

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    The whole test is a giant scam (to possibly steal our money). I'm all for keeping up with policies and such, but most of the information doesn't change, and is the exact same from year-to-year.

    The questions are also poorly worded/constructed, many don't make a bit of sense (as there could easily be two correct answers on a good portion of them), are extremely confusing because they're grammatically horrendous, and it's designed to make you fail. It's not a test that passes the moral and ethical test.

    Also, a 90%??? Really? Why not just go full [email protected] and make it 100%? I think 80% would be more than sufficient. AHIP is in cahoots with the insurance companies to try and steal a year of our wages. That's all it boils down to.

    Also, having to certify to EACH specific company's policies, EVERY YEAR, is also ridiculous. Tell me what changed and let me take a test on that ONLY. Stop wasting my time.
     
  9. alphawave2k
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    alphawave2k Super Genius

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    I've got some news for you, and anyone else who doesn't know the consequences of not passing AHIP. You will lose your entire book of business, not just for the year, but for good. B/C now, you can't take all the carriers' certifications, with possibly the exception of UHC, so bye-bye renewal commissions. Oh, and now that book of "former clients" are now just strangers to you again b/c their not your clients of course, and "legally" now you can't contact them out of the blue w/o an updated "permission to contact form". You can get those clients back, but will have to go through the wringer and may have to switch them out of their current plan to another carrier's plan.
    And passing the subsequent year's AHIP doesn't mean you will automatically get that book of business back. They revert back to the company, and the companies will not just hand it back to you out of their shear kindness and benevolence.
    This is just criminal in my opinion, and another way to shake down agents, and marginalize them out of the business every way possible.
    I agree with much of what's been said here about the usefulness, ethics, shear incompetence, bad grammar, nebulous scenarios that don't describe the actual situation being presented, with some answers to match (in some cases). Some of the questions are easy and straightforward, but it seems they are trying to trip you with some of the other ones. So it begs the question of what is the real purpose of the AHIP. Does passing the AHIP really make you a better agent? I for one, like to educate my clients and always tell them, that I'm here to offer "help through education and straight talk". Ultimately it is their choice, empowered by unbiased information, and the pros and cons of their choice both in the short and long term. Does knowing all the answers to AHIP make my unbiased approach and concern for my clients improve that outcome?
     
  10. FLM2
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    That isn't 100% accurate-if you fail AHIP the first time (3 tries) it's likely you will not be able to enroll anyone in a new plan (it depends on the insurance company, Humana is definitely one that locks agents out) but agents can still pay for another course and pass it the 2nd time and maintain their renewals. If you can't pass AHIP in 6 tries then maybe it's time to do something else with your career, the exam isn't rocket science.

    I recognize many agents have issues with exams of any kind and either aren't willing to put in the effort to get a passing grade or just dveteran on't understand the material; if they are new to Medicare then maybe it's the wrong product for them but I also think a veteran agent who has passed AHIP for some number of consecutive years (maybe 5) should get a lifetime exemption and just take the carrier certifications.
     
    FLM2, Aug 13, 2019
    #20
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