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That's the kind of response someone gives when they can't come up with a response. Are you sure you're not a Liberal?
Game...Set...Match.
I gave you a response.
Rate comparison, Lincoln Heritage and Senior Life
- Thread starter inreverse
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I gave you a response.
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I meant a response that had something to do with the topic of discussion.
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I just double checked and the rates I quoted are for age 67.
Everyone starts new agents at 125% on certain companies but the products that accept COPD 1st day are not 125%. Americo has two different products which makes it confusing if you aren't familiar with them.
And I'm not bashing your product Greg. I'm just making the point that there is NO one product from any company that can out perform a good agent with multiple products.
And you have heard my thoughts on Legacy as you have heard them before. I'm sure it sounds wonderful in your sales presentation. But it's not guaranteed to be there when they need it. And the local Costco sells the same stuff for less. So does Wal-Mart online. There is no way that someone should over pay for their life insurance for the benefit of paying $2 extra per month to belong to a discount casket buying club. Because you can buy caskets all day long cheaper than the Legacy prices.
Seems you have been on here quite a bit lately..
So far you have made 67 posts today at all hours of the day.
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Abrasax
Guru
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I love to put as much business through one or two companies as possible. If it's within $5 a month or so, I feel like it's a good fit all the way around. I'm not committed to getting Gertrude the cheapest plan no matter what, because it also has to be a good experience for everyone, and those cheapo companies aren't always the best experience. So around $5 or 10% is my threshold where I feel like if I can stay within that range, I'm remaining competitive with my preferred carriers.
Competitive pricing is one of several things that has to fit. It also has to be a POS decision and a company with good customer service. If the cheapest app is paper, and the second cheapest is a POS interview for $7/mo more, I'm doing the POS.
I feel like if you have to put some people in 2 yr waits where you could have given them immediate coverage with another company, you've already made the argument for me why working with several companies is best.
There are SOME ways that SL is agent friendly, but there are also some where it's not so attractive, at least to a broker.
Does SL have an instant decision e-app? I know they run an RX check. Is that something UW reviews or is it integrated into the app?
Abrasax
Guru
- 401
Greg doesn't seem to grasp that. For example...COPD with oxygen, all he can do is GI, because he only has one company in his toolbox.
Do you have a non GI for COPD w/ oxygen?
Abrasax
Guru
- 401
He's got a monthly quota to hit.Seems you have been on here quite a bit lately..
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Seems you have been on here quite a bit lately..
LOL.....Looks like you have nothing better to do. Who goes around counting someone's posts? I'm up here a lot for one day, not a whole week.
Rouse this is not directed at you but here's a thought that popped into my mind:
Losers are losers because they worry about other people instead of themselves.
Winners are winners because they worry about themselves instead of other people.
Your thoughts?
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Trying to keep up with Todd.
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