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Good advice. The carriers that are going into telesales recklessly will begin to pull out. Foresters comes to mind.
But the carriers that are looking for strategic partners can make a killing if they work with their telesales partners and streamline processes.
Meanwhile, there are still carriers that have no electronic application and dont draft on SS deposit dates. They need to catch up, or they'll be left in the dust.
What do you mean by Foresters? Do they not to telesales now?