I feel terrible I have been having all my clients pay the deductible when they fill Eliquis or Xarelto on the Wellcare VS. Is it just a Georgia thing that they don’t have a deductible on Tiers 3-5? Someone please tell me what I am doing wrong telling my clients they have to pay a deductible on non generics. Medicare.gov even tells me they have to butI’m not the sharpest and have no idea what a deductible is. I thought it would be like when it hails and I have to pay the first 1000.00 before my insurance kicks in but must be totally different on drug plans? Help!!!