Question about need-a-lead

[theinsuranceman]

What is wrong with the under 60? (unless you are writing Aetna) If they sent the card in they must have some interest..And, that age group is more likely to be healthier.. Of course, it may mean working a few evenings.

Writing a plan on a 50 year old is sweet when you get lifetime renewals!

 

[rousemark]

Writing a plan on a 50 year old is sweet when you get lifetime renewals!

True .. And it is nice to have a choice of companies that pay lifetime renewals..

 

[theinsuranceman]

True .. And it is nice to have a choice of companies that pay lifetime renewals..

Makes sense. How many have you written this year? Last 2 years? Last 3 years?

 

[goillini52]

True .. And it is nice to have a choice of companies that pay lifetime renewals..

Oh yeah, they aren't vested with SL, are they?

 

[Abrasax]

Makes sense. How many have you written this year? Last 2 years? Last 3 years?

Lifetime renewals aren't that uncommon are they? I was just looking through a couple of my contracts and saw several of my companies pay renewals for life. I'm not sure what the lifetime renewals are for most SL agents but I saw .75% which is half of what some other companies pay.

EDIT: After looking again, the renewals are a little confusing with SL because for the Super Preferred, it's a low lifetime renewal of .75% but there are a couple with a respectable 2.5% renewal. I'm not sure why the Preferred is the only one with a renewal of 0% either.

 

[theinsuranceman]

Oh yeah, they aren't vested with SL, are they?

Day 1 vesting. You just don't know what you just don't know.

 

[goillini52]

I don't know how uncommon lifetime renewals are, but not all carriers have them. Good observation on the Preferred, I've never heard anyone noticing that.

Is there any circumstance where an agent can lose their renewals?

 

[goillini52]

I don't know how uncommon lifetime renewals are, but not all carriers have them. Good observation on the Preferred, I've never heard anyone noticing that.

So, on 1/2 of the policies you sell, you'll get no renewals at all. Sounds GREAT.

What does VAP stand for?

 

[theinsuranceman]

I don't know how uncommon lifetime renewals are, but not all carriers have them. Good observation on the Preferred, I've never heard anyone noticing that.

I get renewals on my preferred apps.

 

[rousemark]

Makes sense. How many have you written this year? Last 2 years? Last 3 years?

As many as I wanted to write... For a person that says he does not spend time worrying about what others do, you sure seem mighty worried about what I and some others on the forum do..