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How long do you give it before Life Insurance agents and more specifically Final Expense Agents are replaced by a website. It has pretty much already happened with P&C, and with Health too.
10 years maybe??
P&C is alive and well for agents who don't compete on Geico/Progressive/etc.'s terms. You have to be different. Health went away not because of websites, but because no one pays a commission anymore.
There is still plenty of room and life left for Life and FE agents, but you can't compete on someone else's terms.
Did you know that Geico is one of the biggest buyer of leads out there? Think on that for a while.